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Privacy Statement


Superior Energy Management (SEM) recognizes the importance of protecting your privacy rights. You trust us with your personal information, and we are committed to ensuring that your personal information is used responsibly, and only for the purposes for which you provide information to us.

In this document, we outline the reasons why Superior Energy Management may collect and use your personal information. We explain why, in some cases, our need to collect and use your personal information is essential to maintaining a business relationship with you and, in other cases, while it is not mandatory, it is beneficial to you and useful to us to be able to collect and use certain personal information. We also provide our contact information should you wish to communicate with us in any way.

What is Personal Information?
There are a number of types of personal information that we may collect directly or indirectly through our affiliates or business activities. This information may be collected in person, over the telephone, through the mail, or through another electronic medium.

The personal information that may be collected includes:
• Your identity or contact information;
• Your transaction history with us; or
• Your credit or financial history.

Why Do We Collect and Use Your Personal Information?
Superior must collect and use your personal information in order to conduct our business and provide services to you. Collection and use of personal information assists us to:
• Identify you and process your application for products and services;
• Administer the delivery of products and services to you;
• Determine your eligibility for products and services;
• Comply with legal and regulatory requirements;
• Open, maintain, service, process, analyze, audit and collect on your accounts;
• Assess and update your credit worthiness on an ongoing basis; and
• Protect all parties from error and fraud.


When Do We Share Your Personal Information?
Allowing another person or party to acquire the knowledge that we possess about an individual constitutes a "disclosure of personal information". In accordance with the Personal Information Protection and Electronic Documents Act (the "Act"), Superior can disclose personal information under the following circumstances:
• Disclosure with the consent of the individual to whom the information relates. This provision is often used by clients who sign a letter of consent to allow their spouse to perform certain transactions on their behalf.
• Disclosure for the purposes for which the personal information was collected or for a purpose that is consistent with that intended purpose;
• Disclosure in accordance with applicable Federal, Provincial and Territorial legislation including disclosure to a government agency, court, or law enforcement agency. There is normally a process that governs disclosures of this type;
• Disclosure under any of the special circumstances listed in sub-section 7(3) of the Act.


How Do We Protect Your Personal Information?
Superior protects your personal information in the following ways:
• We will only collect and use your personal information for the purposes as stated above or with your consent;
• We will use the highest standard of confidentiality when collecting and using your personal information;
• We strive to keep your personal information as up to date as possible;
• We will honour any request you may make for access to your personal information, subject to exceptions permitted by law.


You May Choose to Withdraw or Refuse Your Consent
You may decide that you do not want your personal information collected or used. If this is the case, you may refuse to offer personal information, or you may withdraw or refuse your consent to your personal information being used.
If you decide to refuse to offer personal information, or you decide to withdraw or refuse your consent to your personal information being used, then you should be aware that we may not be able to process your requests for products and services.


Retention of Your Personal Information
We do not retain your personal information any longer than is necessary to effectively provide you with the product or service you have requested or to comply with legal requirements. For example, if you close your account, we are required to retain your personal information for a period of time to allow us to answer inquiries and deal with disputes. We routinely remove from our systems personal and account information that we no longer require.


Reviewing Your Personal Information
You may review your personal information at any time. If you believe our information is incorrect or obsolete, please let us know and we will try to amend our files as quickly as possible.
Our goal is to respond to your concerns within thirty days of receipt of your written request. If, for some reason, we are unable to respond to your request within this time frame, we will contact you directly and explain the reason for the delay.


Contact Information
If you have any questions or concerns regarding our privacy policies or procedures, or if you would like to review, verify or amend your personal information, please do not hesitate to contact us, attention:

Privacy Coordinator

Superior Energy Management, a division of Superior Plus Inc.
6860 Century Ave, Suite 2001
Mississauga, Ontario
L5N 2W5
Tel: 1-877-772-7727
Fax: 1-905-542-7715
Email: customer_service@superiorenergy.ca

 
     
   
 
   
   
     
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